How Much Does Car Insurance Cost For 16 Year Old Teens, Jobs and School: The Pros and Cons

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Teens, Jobs and School: The Pros and Cons

Most teenagers realize at a fairly young age the old adage that “money equals power.” Money equals designer clothes, a car and insurance and, in many cases, a certain amount of freedom. And to get money, many teenagers get part-time jobs.

Although the pros and/or cons of teens and part-time jobs have been researched, studied, and debated since at least 1979, the verdict on teens, jobs, and the effects on schoolwork is still out. . According to the US Department of Labor, 50 percent of American teenagers have informal jobs, such as babysitting or gardening, by age 12. And by age 15, nearly two-thirds of American teenagers have had some kind of job. And many researchers, including those on government panels such as the National Youth Commission, praise part-time work and say it contributes to the transition from youth to adulthood.

Parents and educators alike have been saying for decades that part-time jobs teach kids to be responsible and manage money. But Temple University researcher Laurence Steinberg found that only 11 percent of students report saving most of their money for college, and only three percent contribute to household living expenses. “Most of teenagers’ money is spent on clothes, cars, entertainment and, in some cases, drugs and alcohol,” according to the results of a study published in the Harvard Education Letter in 1998.

Steinberg says, “Students who work longer hours report decreased school engagement, reduced school performance, increased psychological distress, greater drug and alcohol use, higher rates of delinquency, and greater autonomy from parental control.” . A 1997 study by David Stern, director of the National Research Center for Vocational Education at the University of California, Berkeley, demonstrates Steinberg’s point. In a 20-year study, students who worked more than 15 hours a week had lower grades, did less homework, had higher dropout rates, and were less likely to go to college than students who worked less than 15 hours per week.

But Jerald Bachman of the University of Michigan’s Monitoring the Future Project cautions against jumping to cause-and-effect conclusions. “I would argue that most of the problems that correlate with working long hours are more fundamentally caused,” he says. “That may contribute to the spiral, but I think the spiral is set in motion the moment they decide to work the long hours.”

Although the disadvantages of a full-time, part-time job are many, so are the advantages. A teen’s job can teach job skills that school doesn’t, and it can instill in the teen new confidence, a sense of responsibility, and independence. Earning money will allow your child to buy things and manage money. An after-school job can also provide adult supervision, especially if you work longer hours than a normal school day. And the right job can offer networking opportunities and set your child on a rewarding career path for life.

But before your child gets a job, there are a few things you should know. According to the Pennsylvania Department of Labor and Industry, “No child under the age of 14 shall be employed or permitted to work in any occupation, except children employed on farms or in domestic service in private homes.” Children under 14 can also work on farms, be golf caddies, newspaper carriers or youth performers in the entertainment industry. But special permissions may be required.

Also under many state labor laws, 14- and 15-year-olds cannot work more than four hours a day during the school year and no earlier than 7 a.m. or after 7 p.m. (during the summer, the number of working hours per day may be increased to eight.) Children under 16 are prohibited, for example, by Pennsylvania law, from working in bowling alleys (unless they are snack bar attendants, scorers or control employees), build heavy work, highway work, anywhere. liquor is sold or distributed, they are manufactured, on scaffolding or ladders and window cleaning.

For 16- and 17-year-olds, some state laws state that “minors must not work before 6 a.m. or after midnight on school days and 1 a.m. on Fridays and Saturdays.” . Likewise, no more than eight hours per day and 28 hours per school week. (During the summer, the only restriction for 16- and 17-year-olds is that they cannot work more than eight hours a day or 44 hours a week.) Young people under 18 are prohibited from working in pool halls; do electrical work; elevator operation; perform crane and lifting operations; excavation; operate machinery that does woodworking, bakery mixing, cleaning, oiling or punching; cover; welding; and doing demolition.

Your teen getting a job is a big step on the road to adulthood. Be sure to discuss the pros and cons with him or her. You may also want to accept a trial job, such as “you can work x number of hours per week in this qualification period and then we will decide if you can continue working, based on your qualifications”. Maintaining good grades, continuing extracurricular activities, and maintaining a social life will be important to your child’s health and psychological development. Also, prepare a budget with your child, set spending limits, and enforce a percentage-of-salary-in-savings policy. Good money management skills, acquired at a young age, will last a lifetime. Part-time jobs can be a wonderful experience, with proper supervision and parental guidance.

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