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A Review of Have More Money Now

John Layfield’s book “Have More Money Now”, which was published in 2003, caught my attention years ago when he had been on CNBC giving financial advice and even contributed to Fox News. John Layfield is also known as JBL, and was a professional wrestler; it was different to see a professional wrestler in a suit making a serious comment about finances.

Layfield’s story is a little different. He never had to overcome debt, but he did go many years without much money. In fact, there were many times when I had no money. When he had to stop playing football he started professional wrestling. However, fighting for him was far from the glamor seen on television. He was paid $3.00 a game when he first started. Sometimes he would earn $10.00 or $25.00 for a match. He gives a great account of the struggles he went through while trying to make it in the wrestling business.

John Layfield does not mention in his book whether he consciously made decisions when he was younger that prevented him from accumulating debt. He just didn’t spend money he didn’t have. As he says many times in the book when referring to delayed gratification “have when you have”. If I had to live in a tent or go without heat I would do it. He only bought what he needed with the money he had. Many of the promotions he worked for would provide him with some kind of meager lodging while he wrestled for them, but he wasn’t making much money back then. By living only on the money he earned, he saved himself from the problems of accumulated debt.

Some of the lessons learned in “Have More Money Now” by John Bradshaw Layfield

-Forget the past. Focus on the future. What happened in the past cannot be changed. Instead of sweating over what you should have done, focus on what you can start doing now. How can you reduce your expenses, increase your income or increase your financial education?

-Don’t be average. Do what you care about and make it stand out. If you’re doing what you want to do, you’ll work harder at it, and that passion dramatically improves your chances of success.

– Delayed gratification (“Have when you have”) Layfield emphasized “living within your means” many times and certainly practiced what he preached. For years he struggled to earn enough money just to buy basic goods. Even though times were tough, she never went into debt buying things she simply wanted. Part of his success came from avoiding the debt trap.

-Poor choices and behaviors will cause debt. Says Layfield, “The key to being debt-free is to first stop getting into debt.” Old habits tend to lead you to spend more than you should be.

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