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13 Funny Travel Insurance Stories – Lucky For Some, Less So For Others!

Cheap travel insurance has a reputation for being a pretty boring field. While it has its boring routine moments, like any other job, these are offset by the fun and inspirational travel insurance stories you hear. It’s hard to say how many of them are exaggerated, hugely embellished, or just plain made up, but I still found a few of these travel insurance stories that made me laugh while I researched this article, and that’s good enough for me.

Here are 13 fun stories about travel insurance. While 13 is traditionally an unlucky number, a few on this list will consider themselves very lucky to be covered by understanding travel insurance companies! Others who have been turned down will no doubt have learned an invaluable life lesson!

• Cheeky monkeys cause havoc

According to this (tail?) tale, a group of cheeky monkeys conspired to ruin a couple’s romantic trip to Malaysia. Due to the heat, the couple left their cabin window open during the day as they went out, but regretted their decision when they returned to find their clothes and belongings all over the surrounding resort and rainforest neighbor. Luckily, the couple’s insurance company was understanding and made sure they didn’t have to wear the same clothes again for the rest of their trip!

• LOTS of Bombay Mix

Been to Bombay Mix? The spicy Indian snack. A traveler claimed to have lost £600 worth of stuff when he returned from vacation and tried to claim his travel insurance. With Bombay Mix costing less than £1 per 250g bag, a conservative estimate is that the man would have to carry over 80 kilograms of snack to rack up £600 of spending! Hard enough to misplace, you would have thought, and the travel insurance company agreed, refusing to pay the claim.

• A sting in the tail

A traveler lost his wallet in a sewer while exploring Netanya in Israel. However, rather than file a police report and contact his travel insurance providers, the brave individual tried to pull his wallet out of the sink – only to be stung by a poisonous scorpion that had taken up residence in the region ! The man’s treatment (and presumably his missing wallet) was covered by his travel insurance.

• Geronimo!

Earning the dubious honor of luckiest on the list, this family’s camping trip went awry when a paratrooper from the nearby air base missed his target and landed squarely on the family’s tent. The camping gear was in shambles and to top it off they weren’t covered for accidental damage so had to foot the bill themselves.

• Is the joke about the burglar?

A fairly common claim for a stolen cosmetics bag took a funny turn when it was revealed the victim had transferred her medical-strength hemorrhoid cream into an empty moisturizer jar earlier in the holiday. While French police remained on the hunt for an oddly smooth-faced thief, the woman’s travel insurance company paid for the missing makeup, perfume and lotions.

• Wrong airport, wrong country!

A man who claimed a holiday cancellation when he was denied access to a flight has been denied access, when it emerged his flight was not from Manchester in north-west England , but from Manchester, New Hampshire in the United States.

• Some claims are simply not worth the excess!

Here’s a tip for you – if you have a deductible you have to pay on a claim of £50, make sure your stolen goods are worth at least £50.01! A traveler who had his bag snatched on vacation had his claim denied, when it was established that the full inventory of contents was: 1x bottle of water, 1x newspaper and 1x packet of candy mint. No wonder his request for cheap travel insurance was rejected.

• Criminals aren’t the only animals to ruin your trip

If you’re on vacation in the Black Forest, you might want to make sure you lock properly when you leave the house. A family returned to their cottage to find their home had been invaded by a hungry goat, which had made its way into their wallets, passports and sandwiches. Their request for new passports and wallets was rejected for negligence in leaving the chalet wide open.

• Shy Coconut

If you’re planning on relaxing under a tree in Sri Lanka, it’s worth checking your spot carefully, as one traveler discovered after being concussed by a falling coconut. The injury knocked her out, which might seem unlikely until you consider that the average fresh coconut weighs 2 kilograms and their trees grow up to 30 meters tall. A Coconut traveling at 53 miles per hour is no joke, and it’s no surprise the traveler was reimbursed £400 in medical costs.

• lost coconuts

On the other hand, others apparently cannot function without their coconuts: a couple who returned from Mauritius discovered that their local products had disappeared. Claiming two lost coconuts might sound like a reasonable idea on paper, but each costing less than a pound to replace and an initial excess on any claim of £50, it’s no wonder travel insurers have refused this one. this.

• A what!?

Every once in a while you hear of a claim for something that is just baffling, and that was as such for Direct Line, who reportedly received a claim for a “guitar made out of a pumpkin”.

• A burning desire for a drink

At the ironically labeled ‘Fire Bar’ in Greece, a party girl paid the price for ‘needing a drink’ as she stood at the bar waiting to be served despite a loud buzzer and other claimants quickly leaving a pint. Unsurprisingly, the buzzer turned out to be a fire alarm — a fact she finally appreciated when flames engulfed the area. She escaped with third-degree burns and £300 in medical bills to pay – which her travel insurance company covered.

• Someone is lying!

Finally more a fact than a funny travel insurance story, but it is believed that there have been more claims for stolen £1000 Rolex Oysters watches than made. It seems some people have gotten creative with their travel insurance claims…

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