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Cheap Auto Insurance – Teenagers Can Enjoy This Too
Because they are seen as reckless, teenagers face a very high car insurance rate. What can they do to reduce the cost? The result of a study carried out shows that an 18-year-old would be 3 times more likely to have an accident than a much older person. In fact, more than five thousand teenagers are said to die in car accidents each year.
Due to this fact, teenage drivers especially those who are in their first year of driving receive heavy penalties from many insurers. Having this in mind, the following will help reduce the high rates in the teenage auto policy.
ADD A PARENT: Asking a parent to front a policy is illegal, but they may act as named drivers. This can lower your teen auto insurance premiums.
DRIVING COURSE FIGURE: The pass plus course could help you gain more driving experience. Taking the pass plus after your driving test is an advantage as it helps you drive at night and on busy roads. This could help you get a 35% discount on the policy.
Be more careful in your car: the cars of teenagers are more often stolen. Safety features such as alarms, immobilizers and packing the car in the garage will earn you some discounts.
LIMIT MODIFICATION: Making some improvements to your car such as increasing the engine power will make the insurer think that you can accelerate while driving, this means more premium.
CHOICE OF CAR: Vehicles with small engines are what teenagers should go for to buy their first cars because this would attract a lower insurance rate and save some costs.
In conclusion, you cannot be sure that you have obtained the lowest possible rate for you until you have compared enough quotes. To get these quotes, visit between 4 and 5 free quote comparison sites and get enough quotes to set lower and more affordable auto insurance rates.
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